Business Services News

Business Services News

Breaking News on Business Services

Home > Business Services Search Engine                                 

Business Services News -- Video Feeds
  • Advertising
  • Careers
  • Corporate news
  • Economy
  • Markets
  • Small Business
  • Personal Finance
  • Regulatory and Compliance
  • Business News

    Four Things to Consider Before Applying for a Credit Card
    (I-BusinessNews.Com, June 15, 2022 ) DUBAI, UAE -- (ARAB NEWSWIRE) -- A credit card is a powerful tool that allows individuals to manage their financial needs easily and instantly. Having a credit card in their pocket gives individuals unmatched freedom to spend money and fulfill their needs. They can use the card for shopping, paying online bills and so on without any hassle.

    There are multiple options of credit cards that are available in the market to choose from such as cashback, rewards credit cards and many more. Transactions made using a credit card can bag cashback, reward points, and miles that they can redeem in the future. However, choosing a credit card that offers multiple benefits and rewards as per the individual’s requirement can be overwhelming.

    Things to Consider Before Applying for a Credit Card

    Credit cards are accepted globally, thus making them a great alternative to cash. Individuals can keep the below-mentioned points in consideration before applying for credit cards:

    1. Rewards
    Most credit cards give individuals various rewards such as cashback, travel miles and so on. Many credit cards in the market offer tempting perks to the individuals depending on their credit card needs. For example, a rewards credit card allows individuals to earn reward points. Once enough points are collected, individuals can redeem them to make eligible purchases, book flight tickets, book local hotel staycations, and more. It is advisable to check and compare the deals on different cards to narrow down the choices and apply for the one that fits an individual’s needs.

    2. Annual Fees
    Credit cards that charge an annual fee may offer more benefits and value to individuals rather than the credit cards that do not charge an annual fee. Individuals who pay an annual fee on credit cards can enjoy several benefits, such as statement credit bonus/bonus miles, greater allowances on everyday benefits like movies/lounges/golf, etc. However, individuals may want to check the benefits offered by different credit cards before choosing the right one.

    3. Interest Rate
    Different credit cards offer different interest rates. If a customer pays the full outstanding bill amount within the current billing cycle, then no interest will be charged on that amount. However, if the customer pays only the minimum stated bill amount, then interest rate will be charged on the outstanding balance even after a minimum payment is done. If a customer fails to pay even the minimum payment, then on top of the interest rate, the customer would be charged a penalty. Individuals can look around and compare the different interest rates of credit cards and select the one that matches their needs.

    4. Benefits and Privileges
    Many credit cards offer a suite of benefits and privileges that customers can take advantage of. For example, some credit cards may offer free airport lounge access, complimentary access to golf courses in the UAE, discounts on food and dining bills, etc. Customers can compare the benefits offered by different credit cards and opt for the one that matches their lifestyle needs.

    Conclusion
    Individuals can consider the above-mentioned points before getting a credit card. As specific credit cards cater to the different lifestyle needs of individuals, it is advisable to compare the credit cards to get the best deal. Individuals may also want to check the eligibility criteria before applying for a credit card online.

    About iQuanti
    iQuanti ignites powerful and predictable digital marketing performance for global brands with an approach rooted in data science and deep vertical knowledge.


    Notice:
    Opinions, analyses, reviews, or recommendations expressed in this article are those of the select editorial staff’s alone, and have not been reviewed, approved, or otherwise endorsed by any third party.

    ###
    This press release is issued through Arab Newswire (www.arabnewswire.com) – a newswire service for the Arab World, Middle East and North Africa (MENA), and it is distributed by EmailWire™ (www.emailwire.com) – the global newswire service that provides Press release distribution with guaranteed results™.



    iQuanti, Inc.

    --

    --

    --

    Source: EmailWire.Com

    Source: EmailWire.com

    Business News Feeds
  • Business News - Top Stories
  • Company Earnings
  • Economy
  • Personal Finance
  • Real Estate
  • Stock Markets
  • Business Services Sponsors

    Business Services Ads

    Business Resource Center
    We are pleased to offer you this exciting, new, and entirely free professional resource. Visit our Free Industry resource center today to browse our selection of 600+ complimentary Industry magazines, white papers, webinars, podcasts, and more. Get popular titles including:

    CIO Insight
    Managed Healthcare Executive
    Mortgage Technology

    No credit cards, coupons, or promo codes required. Try it today!

    Press release service

    :: Home: :: Submit Press Release :: Subscribe to News :: Contact Us :: Help

    For unlimited press release distribution for $59 per month, call (281) 645-4086 or start posting your press releases online at EmailWire.com.

    Copyright 2008 GroupWeb Media LLC
    GroupWeb Media Network

    Aviation-NewsWire | ArtNewsWire | Auction NewsWire | CRM NewsWire | ePhotoNewsWire | Energy Industry | EstateNewsWire | Entertainment-NewsWire.com | Food Beverage News | Glamour NewsWire | Health NewsWire | Hosting NewsWire | i-Auto NewsWire | i-Business News | i-Homeland Security.Com | iMac-NewsWire.Com | i-Press-Release-Service | i-SoftwareNews.com | iT-NewsWire.Com
    | i-TravelNewsWire.Com | MoneyNewsWire.Net | Movie-Stars-News.Com | MSNewsWire.Net | PharmaNewsWire.Com | Publishing-NewsWire.Com | RSSNewsWire.Net | Telecom-NewsWire.Net | Transportation-News.Com | USGovernment-News.Com | WebPosters.Net | Wireless-NewsWire.Com | VoIPNewsWire.Net | XSportsWorld.Net
    I-BusinessNews.Com is a business news service of GroupWeb Media LLC